Effective Date: 23 March 2026
Website: bridgingloans.online
1. Introduction
Welcome to BridgingLoans.online (“we”, “our”, or “us”). We respect your privacy and are committed to protecting your personal data. This Privacy Policy informs you about how we look after your personal data when you visit our website and tells you about your privacy rights and how the law protects you.
We act as a Data Controller for the information collected on this website. However, please note that our primary service is an introductory lead-generation platform. To provide you with accurate bridging loan quotes, we will pass your data to carefully selected, FCA-regulated third-party mortgage brokers and bridging lenders who will act as independent Data Controllers once they receive your information.
2. The Data We Collect About You
Personal data means any information about an individual from which that person can be identified. We may collect, use, store, and transfer different kinds of personal data about you, which we have grouped together as follows:
- Identity Data: First name and last name.
- Contact Data: Email address and telephone number.
- Financial & Property Data: Estimated property value, net loan required, loan term, loan purpose, intended exit strategy, and whether you or a family member intend to live in the property (to determine regulatory status).
- Technical Data: Internet protocol (IP) address, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.
- Usage Data: Information about how you use our website and calculator tools.
3. How Is Your Personal Data Collected?
We use different methods to collect data from and about you, including:
- Direct Interactions: You may give us your Identity, Contact, and Financial Data by filling in forms, using our bridging loan calculators, or corresponding with us by post, phone, email, or otherwise.
- Automated Technologies: As you interact with our website, we may automatically collect Technical Data about your equipment, browsing actions, and patterns. We collect this personal data by using cookies, server logs, and other similar technologies.
4. How We Use Your Personal Data
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
- To fulfill your request for a quote (Consent / Performance of a Contract): When you submit your details into our calculator to unlock your quote, you are instructing us to process your data and share it with our lending panel to provide you with the requested financial service.
- Where it is necessary for our legitimate interests: For running our business, keeping our records updated, and studying how customers use our services to develop our business and inform our marketing strategy.
- To comply with a legal or regulatory obligation: Such as FCA compliance tracking or data protection laws.
5. Sharing Your Data with Third Parties
Because BridgingLoans.online is an introductory service, sharing your data is essential to providing the service you have requested.
By clicking “Calculate My Rates” or “Unlock Instant Quote”, you explicitly consent to us sharing your Identity, Contact, and Financial Data with:
- Specialist Bridging Brokers and Lenders: We sell/pass your leads to selected, FCA-regulated financial institutions and brokerage firms. They will use your data to contact you directly via phone or email to discuss your bridging loan requirements.
- Service Providers: IT and system administration providers who support our website (e.g., hosting providers, CRM systems, webhook providers like Zapier).
Important: Once your data is passed to a third-party broker or lender, they become the Data Controller of that information. We highly recommend reviewing their respective Privacy Policies once they contact you.
6. Data Security
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorised way, altered, or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors, and third parties who have a business need to know.
7. Data Retention
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
Typically, lead data is passed to our partners immediately. We may retain a secure record of the lead transmission for up to 6 years to assist with potential regulatory inquiries or commercial accounting.
8. Your Legal Rights
Under the UK General Data Protection Regulation (UK GDPR), you have rights under data protection laws in relation to your personal data, including the right to:
- Request access to your personal data.
- Request correction of the personal data that we hold about you.
- Request erasure of your personal data (the “right to be forgotten”).
- Object to processing of your personal data.
- Request restriction of processing of your personal data.
- Request the transfer of your personal data to you or to a third party.
- Withdraw consent at any time where we are relying on consent to process your personal data.
If you wish to exercise any of the rights set out above, please contact us.
9. Cookies
Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and allows us to improve our site. You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies.
10. Contact Details and Complaints
If you have any questions about this Privacy Policy or our privacy practices, please contact us at:
BridgingLoans.online Email address: hello@bridgingloans.online]
Postal address:
You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO, so please contact us in the first instance.