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Terms of Use

Effective Date: 23 March 2026

Website: bridgingloans.online

1. Introduction and Acceptance of Terms

Welcome to BridgingLoans.online (the “Website”). These Terms of Use govern your access to and use of our Website and its associated calculators and tools.

By accessing, browsing, or using this Website, you confirm that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these terms, you must not use our Website.

2. The Nature of Our Service (Radical Transparency)

It is important that you understand exactly how our business operates:

  • We are an Introductory Service: BridgingLoans.online is a lead-generation platform. We do not issue loans, nor do we make credit decisions.

  • How We Monetise: Our service is free for you to use. We make money by collecting your financial requirements and contact information, and selling/transferring that information as a “lead” to our network of specialist, FCA-regulated mortgage brokers and bridging finance lenders.

  • By submitting your details into our forms or calculators, you explicitly acknowledge and agree that your data will be sold or transferred to these third parties so they may contact you to provide a formal quote.

3. No Financial Advice or Guarantees

The content, tools, and calculators provided on this Website are for illustrative and educational purposes only.

  • Indicative Quotes Only: The figures generated by our bridging loan calculator (including estimated interest rates, LTVs, and fees) are estimates based on standard market data. They do not constitute a binding offer of finance.

  • No Financial Advice: Nothing on this Website should be construed as financial, legal, or tax advice. We are not financial advisors. You should always seek independent professional advice before entering into any credit agreement.

4. Your Obligations

When using our Website and submitting your details, you agree that:

  • You are at least 18 years of age and a resident of the United Kingdom.

  • All information you provide is true, accurate, current, and complete to the best of your knowledge.

  • You are not using the Website for any fraudulent, unlawful, or malicious activity.

  • You will not attempt to reverse-engineer, scrape, or disrupt the functionality of our calculator tools or underlying code.

5. Third-Party Brokers and Lenders

Once we transfer your information to a third-party broker or lender, your relationship is strictly with them.

  • We have no control over the rates they offer, their underwriting decisions, or their lending criteria.

  • We accept no liability or responsibility for any advice provided, contracts signed, or financial losses incurred as a result of your dealings with any third party introduced through our Website.

  • Any disputes regarding your loan application or credit agreement must be taken up directly with the broker or lender.

6. Intellectual Property

All content on this Website, including but not limited to text, design, graphics, logos, and the underlying code and logic of our calculator tools, is the exclusive property of BridgingLoans.online or our licensors. You may not reproduce, distribute, or create derivative works from our content without our express written consent.

7. Limitation of Liability

To the maximum extent permitted by UK law:

  • We provide the Website on an “as is” and “as available” basis without any warranties of any kind.

  • We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, this Website.

  • We do not guarantee that our Website will be secure, free from bugs, or uninterrupted.

Nothing in these Terms limits our liability for death or personal injury caused by our negligence, or for fraud or fraudulent misrepresentation.

8. Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand exactly how we collect, store, and share your personal data with our third-party buyers in compliance with the UK GDPR.

9. Changes to These Terms

We reserve the right to amend these Terms of Use at any time. Any changes will be posted on this page with an updated “Effective Date”. Your continued use of the Website after any changes indicates your acceptance of the new terms.

10. Governing Law and Jurisdiction

These Terms of Use, their subject matter, and their formation are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction to settle any disputes or claims arising out of or in connection with these Terms.

Company Information BridgingLoans.online is a trading name of [Insert Your Registered Company Name Ltd].

Registered in England and Wales. Company Number: [Insert Company Number]

Registered Office: [Insert Full Physical Address]

Email: [Insert Contact Email]